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http://www.nsfdc.nic.in/WHATNEW/view_whatsnew_content.asp?id=31

Whats New
 
Educational Loan

PURPOSE OF LOAN: The Educational Loan shall be provided for pursuing full time Professional/Technical courses. Educational Loan is meant to cover Admission Fees & Tuition Fees, Books, Stationery and other instruments required for the course, Examination Fee, Boarding Lodging expenses, Insurance premium for policy for insuring loanees against loan in case of death or permanent disability, Travel Expenses/Passage Money for studying abroad and Caution Money, Development Fund etc.

QUANTUM OF ASSISTANCE PER BENEFICIARIES AND INTEREST RATE:

 

Student Loan Amount Recovery/Repayment Period Interest Rate per annum chargeable to
SCAs Student
For student within India Upto Rs 10.00 Lakh 1.5% 4% Within 5 years in quarterly installment, including moratorium period. The moratorium period will be considered as six months after completion of the course or getting employment, whichever is earlier. However, the total currency of loan shall not exceed 10 years from the date of first disbursement.
For Abroad students Upto Rs 20.00 Lakh 1.5% 4% Within 5 years in quarterly installment, including moratorium period. The moratorium period will be considered as six months after completion of the course or getting employment, whichever is earlier. However, the total currency of loan shall not exceed 10 years from the date of first disbursement.


Note :

  1. 0.5% rebate for Female Students. 

ELIGIBILITY:
Student(s) should be from the Scheduled Caste Community. The annual income of the student’s family should be below Double the Poverty Line i.e. Rs 40,000/- p.a. in rural areas and Rs 55,000/- p.a. in urban areas.


 
 
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News
 
Interest Rates under Educational Loan Schemes Reduced

Interest Rates under Educational Loan Schemes reduced from 5% p.a. to 4% p.a.  w.e.f. 01.04.2011 with further rebate of 0.5% p.a. to Women students.

http://www.nsfdc.nic.in/uniquepage.asp?ID_PK=5

State Channelizing Agencies

01. A.P. Scheduled Castes Co-operative Finance Corporation Ltd.
5th floor, Damodaram Sanjeevaiah Samakshema Bhawan, Masab Tank, Hyderabad - 500 028
Telephone No: 040-23315970, 23321141, 23320747
02. Arunachal Pradesh Ind. & Fin. Devp. Corpn.,
ITANAGAR (Near A.O.C.)
Pin - 791 111.
Telephone No: 0360-212672, 212673, 211763
03. Assam State Development Corporation for SCs Ltd.,
Swahid Dilip Hozori Path, Sarumotoria, Dispur, Guwahati-781 006.
Telephone No: 0361-2261617
04. Bihar State SC Co-operative Devp. Corporation Ltd.,
West of Gandhi Main, 4th Floor, Biskoman Tower, Patna – 8000 001.
Telephone No: 0612-2231672, 74
05. Chandigarh SCs, BCs & Minorities Financial & Development Corporation
3rd Floor, Town Hall Building, Sector-17,
Chandigarh.
Telephone No: 0172-707527, 704676

Website:
www.chd.nic.in
E-mail: social_welfare@rediffmail.com
06. Chhattisgarh State Antyavasaya Sahakari Fin. & Devp. Corpn.,
Plot No R-12, Anupam Nagar, Near
Telephone Exchange, Shankar Nagar, Raipur (Chhatisgarh).
Telephone No: 0771-2666105
07. Dadra & Nagar Haveli, Daman & Diu SCs/STs, Other BCs & Minorities Financial & Development Corporation Ltd.,
2nd Floor, Rightwing, Old DIC Office, PWD Complex, Silvassa - 396 230.
Telephone No: 0260-2643450, 2642721, 2250793, 2250328

E-mail: dddnh-scst@yahoo.com
08. Delhi Sceduled Castes Fianncial and Development Corporation
Ambedkar Bhawan, Sector-16 (Opp. Sector:11) Rohini, Delhi - 110 085
Telephone No: 011-27572630, 27572706, 27572705
09. Goa State SCs & BCs Development Corporation,
4th Floor, Patto Centre, EDC Complex, Near K.T.C. Bus Stand,
Panaji, Goa - 403 001
Telephone No: 0832-2438177, 2438179, 2438180

E-mail: gscbcfdc@goatelecom.com
10. Gujarat Scheduled Castes Development Corporation,
Dr. Jivraj Mehta Bhawan, Block No10, 2nd Floor, Sector-10, Old Sachivalaya, Gandhinagar – 382 010.
Telephone No: 07932-21328
11. Haryana SCs Finance & Development Corporation Ltd.,
SCO 2427-28, Sector 22-C, Chandigarh- 160 022.
Telephone No: 0172-705619, 700436
12. Himachal Pradesh SCs & STs Development Corporation,
Jain Bhawan, Hospital Road, Solan - 173 212.
Telephone No: 01792-220671,220058

Website: www.himachal.nic.in
E-mail:
mdhpscstdc@rediffmail.com
13. Jharkhand Scheduled Caste Co-operative Development Corporation,
2nd Floor, Vikas Bhawan , Ranchi - 834 008.
Telephone No: 0651-2201299, 2541398
14. J&K SCs, STs & BCs Development Corporation,
Ramesh Market, Shastri Nagar, Jammu-180 004.
Telephone No: 0191-2433229, 2452009

Website: www.jkscstbccorp.in
E-mail:
contact@kscstbccorp.in
15. Dr. B.R. Ambedkar Development Corporation Ltd.,
9th & 10th Floor, Visweshwaraiah Mini Tower, Dr. Ambedkar Veedhi, Bengaluru–560001
Telephone No: 080-22867097, 22865747,2868870

Website: www.karunadu.gov.in
16. Kerala State Development Corporation for SCs & STs Ltd.,
Town Hall Road, Trichur - 680 020.
Telephone No: 0487-2331064, 2331202
17. Kerala State Women Development Corporation,
Thazhavila Building, T.C. 14/2054-1, Medas Lane, University P.O.
Telephone No: 0487-2331064, 2331202
18. M.P. State Co-operative SC Fin. & Devp. Corporation,
Rajiv Gandhi Bhawan, 35, Shyamala Hills, Bhopal - 462 011.
Telephone No: 0755-2661844, 2661794, 2661803
19. M.P. Hastashilp Evam Hathkarga Vikas Nigam Ltd.,
Hastashilp Bhawan, Hamidia Road, Bhopal-462 001
Telephone No: 0755-2533335,2532159,2536313,256200
20. Mahatma Phule Backward Classes Dev. Corporation Ltd.,
Supreme Shopping Centre, Gulmohar Corss Road No9, J.V.P.D. Scheme, Juhu,
Mumbai - 400 049.
Telephone No: 022-26200351, 26202852
E-mail:
mpbcdc@mtnl.net.in
21. Lokshahir Annabhau Sathe Development Corporation Ltd.,
B-22, Kalyani Kendra, Ashokvan Hanuman Tekdi, Borivili East, Mumbai – 400 066.
Telephone No: 022-24044622,2 4044624
Website:
www.lasdc.com
E-mail:
lasdc@.com
22. Sant Rohidas Leather Industries & Charmakar Development Corporation,
Bombay Life Building, 5th floor, 45 Veer Nariman Road,Mumbai - 400 001.
Telephone No: 022-22044186,22047157, Fax : 022 - 22835881
E-mail:
lidcom@vsnl.com
23. Manipur Tribal Development Corporation Ltd.,
Lamphelpat, Imphal - 795 004.
Telephone No: 0385-2310293, 2310452
24. Manipur State STs & SCs Development Co-op Bank Ltd.,
Paona Bazar, Imphal-795 001.
Telephone No:
25. Meghalaya Co-operative Apex Bank Ltd.,
M.G. Road, Kutchery,
Shillong-793 001.
Telephone No: 0364-224160
26. Mizoram Urban Co-operative Development Bank Ltd.,
Lawlsawmliani Bulding (Top Floor) Zarkawt,
Aizwal - 796 007.
Telephone No: 0389-2343475, 2346508
27. Mizoram Khadi & Village Industries Board
“Zorun”, Zarkawt, Aizwal – 796 007 (Mizoram).
Telephone No: 0389-2342460
28. Orissa SCs & STs Devp. & Finance Co-op. Corpn. Ltd.,
Lewis Road,
Bhubaneshwar-751014.
Telephone No: 0674-2431798, 2432949, 2431623

Website: www.orissa.gov.nic.in/stsc
29. Pondicherry Adi Dravidar Development Corporation Ltd.,
No3-III, Cross, Street, Sathiya Nagar, Pondicherry - 605 013.

Telephone No: 0413-241573, 242418, 244262
30. Punjab SC Land Development & Finance Corporation,
SCO No101-102-103, Sector – 17-C, Chandigarh - 160 017.
Telephone No: 0172-724905, 702076, 703804,, 702092
31. Rajasthan SCs & STs Finance & Development Co-op. Corporation Ltd.,
Nehru Sahkar Bhawan, Central Block, 3rd Floor,
Jaipur - 302 002.
Telephone No: 0141-2740745,2740544, 2740833
32. Sikkim SCs, STs & BCs Development Corporation Ltd.,
Bhanupath, Gangtok, Sikkim-737101.
Telephone No: 0359-225310, 23261, 23456, 29430
33. Tamilnadu Adi Dravidar Housing & Development Corporation Ltd.,
Shopping Complex, 2nd Floor, Thirumangalam (Anna Nagar) Chennai - 600 101.
Telephone No: 044-6152052, 6286283, 6287075

Website:
www.tahdco.tn.gov.in
E-mail:
tahdco@dataone.in
34 Tripura Scheduled Castes, Co-op. Development Corporation Ltd.,
P.O. Lake Chowmuhani, Krishnanagar, Agartala,
West Tripura - 799 001
Telephone No: 0381-2226515
35. UP SCs Finance & Development Corporation Ltd.,
B-912, Sector-C, Mahanagar, Lucknow-226 006.
Telephone No: 0522-2385085, 2384830, 2385347, 2386975
36. Uttaranchal Bahu-udeshiya Vitta Evam Vikas Nigam(UBVVN),
Sector-1-C-10, Defence Colony,
Dehradun-248 001 (Uttaranchal).
Telephone No: 0135-2665601
37. West Bengal SCs & STs Devp. & Finance Corporation,
2nd Floor, 135-A, Biplabi Rashbehari Basu Road, Kolkata-700 001.
Telephone No: 033-22432099, 22429381, 22428566

CD Name : EDU LOANS FOR SC STUDENTS AT 4 PERCENT BY CORPORATION


 
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