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EDU LOAN BY  National Backward Classes Finance & Development Corporation

http://www.nbcfdc.org.in/sc_eloan.html

http://www.nbcfdc.org.in/sca_list_add_c.html

EDUCATION LOAN SCHEME

 
OBJECTIVES
NBCFDC introduced Education Loan Scheme 'New Aakanksha' Scheme to provide financial assistance to the students of Backward Classes living below double poverty line for pursuing General/ Professional/ Technical course or training at graduate and higher level.

EDUCATION LOAN SCHEME

ELIGIBILITY :

  1. Members of backward classes, as notified by Central Government and State Governments from time to time.
  2. The annual income of the applicant's family should be below double the poverty line i.e. Rs.55000/- p.a. in  urban areas and Rs. 40,000/- p.a.  in rural areas.
  3. The applicant should have obtained admission for professional Course.
  4. Priority will be given to women, physically impaired and dependent of war widows.

COURSES COVERED :

  1. MBA or equivalent (approved by AICTE)
  2. MCA (Master of computer Application) or equivalent programme  (approved by AICTE)
  3. Graduate programme in Engineering conducted by IIT/other institutions. (approved by AICTE)
  4. MBBS/Graduation/ PG in Medicine (including Ayurvedic, Homeopathic, Unani) programme conducted by colleges recognized by Medical Council of India or any other concerned authority.
  5. Graduation/PG in Hotel Management etc.

The loan shall be provided by the State Channelising Agency through Institute/College only.
 

EDUCATION LOAN SCHEME
MAXIMUM  LOAN  LIMIT :

90% of the expenditure of entire duration of the professional course subject to maximum loan limit of Rs. 5.00 Lakh/per beneficiary or Rs. 1,25,000/- p.a/per beneficiary. Balance 10% contributed by the SCA and beneficiary. Generally the study period is taken as four years.

 

EDUCATION LOAN SCHEME


RATE OF INTEREST :
 

From beneficiary

4%p.a

Eligible students of the targert group should apply for loan to their State Channelising Agencies.
 

Mode of Repayment

The recovery will commence after six months of completion of course or getting employment/ Self-employment whichever is earlier.
 

National Backward Classes Finance & Development Corporation

5th Floor, NCUI Building, 3, Siri Institutional Area,
Khel Gaon Marg, New Delhi-110016

Tel. : +91-11-26511027/ 26511028
Fax : +91-11-26850086
E-Mail : nbcfdc@del3.vsnl.net.in

Whom to Apply

  • Prospective eligible beneficiaries should apply on prescribed form (available with the SCA) to Distt. Office of SCA where he/she normally resides.
     
  • The applicant should clearly mention his/her felt needs and choice of vocation and training requirements, if any, in the application form.
     
  • The applicant should fulfill eligibility criteria (should belong to Backward Class and living below double poverty line).
     
  • Submit documents as a proof of the same such as Caste and Income Certificate issued by Competent Authority like Tehsildar/Sub Divisional Magistrate/District Collector etc.
     
  • The loan is sanctioned by SCA to the applicant keeping in view the availability of funds and fulfillment of eligibility criteria by the beneficiaries & completion of required documentation.

* For more details please contact Your State Channlising Agency

Andhra Pradesh

  1. Andhra Pradesh Backward Classes  Co-operative Finance Corporation Ltd.
    6th Floor, Samkshema Bhavan, Masad Tank,  Hyderabad - 500 028 Andhra Pradesh
    Ph: 040-
    23398106, Fax - 23319313 E-mail - apbccfc@ap.gov.in
    web: http://www.bcwelfare.ap.gov.in/

  2. Andhra Pradesh Toddy Tappers Co- operative Finance Corporation Ltd.
    H.No. 3-5-1089 Beside Deepak. Cinema, Narayanaguda, Hyderabad- 500 029.
    Ph.No.040-23221258/232219962/23226099, Fax-23221258

Assam

  1. Assam State Development Corporation for Other Backward Classes Ltd.,
    Dr. B.K. Kakaty Road, Gopinath Nagar,  Guwahati - 781 016,
    Ph.No.- 0361-2633081, Fax - 2542651  E-mail -
    obcguwahati@rediffmail.com
     
  2. Assam Electronics Development Corporation Ltd.
    Industrial Estate,  Bamunimaidan, Guwahati-781 021, Assam
    Web : http://www.assamgov.in/
     
  3. Assam Apex Weavers & Artisans Coop. Federation Ltd., Gopinath Bordoloi Road,
    Ambari, Guwahati - 781 001. Assam
    Web : http://www.artfed.in

Bihar

  1. Bihar State Backward Classes Finance & Development Corporation,
    4th Floor, Sone Bhawan, Birchand Patel Marg,
    Patna - 800 001, Bihar.
    Ph. No.-0612-2234579, Fax - 0612-2226099
    Web : http://gov.bih.nic.in/welfare.htm

Chandigarh

  1. Chandigarh SC/BC and Minorities Financial & Development Corporation,
    Addl. Town Hall Building, 3rd Floor,  Sector - 17C, Chandigarh - 160017,
    Ph. No. - 0172-707527/712797

Chhattisgarh

  1. Chhattisgarh State Antyavasayee Sahkari Vitta Avam Vikas Nigam,
    B-9, Sector-5, Devender Nagar, Raipur, Chhattisgarh.
    Ph. 0771-4066105/4059888, Fax- 4069317

Delhi

  1. Delhi SC/ ST/ OBC Financial & Development Corporation, Ambedkar Bhawan, Institutional Area, Sector- 16, Rohini, Delhi- 110085.

Dadra & Nagar Haveli

  1. Dadra & Nagar Haveli, Daman & Diu SC/ST OBC & Minorities Financial & Development Corpn. Ltd., 2nd Floor, Right Wing, P.W.D. Complex,
    Dadra & Nagar Haveli, Silvassa - 396 230

Goa

  1. Goa State Scheduled Castes 5 & Other Backward Classes Fin. & Dev. Corpn, Ltd.
    4th Floor, Patto Centre, Near KTC Bus Stand, Panaji - 403 001, Goa
    Ph. No.: 0832-2438177/179/180,  Fax - 2438178
    E- mail -
    gscbcfdc@goatelecom.com
    Web : http://obcgoa.org/

Gujarat

  1. Gujarat Backward Classes Development Corpn.,
    Block No. 11, 2nd Floor, Dr. Jivraj Mehta Bhawan, Gandhi Nagar - 382 010, Gujarat.
    Web : http://www.sje.gujarat.gov.in/gbcdc
     
  2. Gujarat Gopalak Development Corporation Ltd;
    Old Assembly Building, Block No. 16, Ground Floor,
    Dr. Jivraj Mehta Bhawan, Gandhi Nagar- 382 010
    Ph.No.079-23256492-93-94/-23222079, 23253245/246 Fax - 079-23256492

  3. Gujarat Thakor & Koli Vikas Nigam,
    Ground Floor, Block No. 16,
    Dr. Jivraj Mehta Bhawan,Gandhi Nagar, Gujarat.
    Ph.No.079-23256486/87/88/89

Haryana

  1. Haryana Backward Classes & Economically weaker Section Kalyan Nigam,
    SCO No. 813-14, Sector-22-A, Chandigarh - 160 022,
    Fax - 773826,  E-mail -
    hbckn@glide.net.in

Himachal Pradesh

  1. Himachal Pradesh Backward Classes Finance and Development Corporation.
    PWD Rest House Road.
    Kangra - 176001, Himachal Pradesh
    web: www.himachal.nic.in/hbcfdc

Jammu & Kashmir

  1. Jammu & Kashmir SC/STs & OBCs Development Corporation Ltd.
    Romesh Market, Shastri Nagar, Jammu - 4,
    Ph. No.- 0191-2452009, Fax - 2433229
    Web: http://jkscstbccorp.in

     
  2. Jammu & Kashmir State Women's Dev. Corpn., 615 - A, Gandhi Nagar, Jammu,
    Ph. No. - 0191-2430321,  Fax - 2430321/24541/2458013, E-mail -
    jkwdc@rediffmail.com
    Web: http://www.jkwdc.com

Jharkhand

  1. Jharkhand ST Cooperative Dev. Corpn. Ltd.
    Balihar Road, Morabadi, Ranchi - 834008. Jharkhand.

Karnataka

  1. D. Devraj Urs Backward Classes Development Corporation,
    No. 33, 1st & 2nd Floor, 1st Main Road, Sheshadripuram, Bangalore- 560 020,
    Karnataka.
    Ph.No.080-23343141/23442187/23+343141/23347540, Fax – 23462282, E-mail : md_dbcdc@vsnl.net
    Web : www.dbcdc.in
  2. Karanataka State Women's Development
    6th Floor, Jayanagar Shopping Complex, 4th Block, Jayanagar
    , Bangalore- 560 011, Karnataka
    Ph.No.080-2654 2307,2663 2792 Fax: 080-2654 2308, E-mail : kswdc@bgl.vsnl.in
    Web : http://www.kswdc.com/home.htm
  3. Kerala
    1. Kerala State Artisans Development Corpn. Ltd.,
      T.C. 26/1996, 2nd Floor, Press Club Bulding, Tiruvanathapuram - 695 001, Kerala,
      Ph. No. - 0471-2332700/ 2335205, Fax - 2324222,
      E-mail -
      kadco@sancharnet.in
       
    2. Kerala State Backward Classes Dev. Corpn. Ltd;
      "SENTINEL", T.C. 27/588 (7) & (8), Pattoor,
      Vanchiyoor P.O; Thiruvananthapuram- 695 035.
      Ph.No.0471-2317550/2317539, Fax – 2317539
      Email
      ksbcdc@vsnl.net
      web : http://www.ksbcdc.com
       
    3. Kerala State Development Corporation for Christian Converts from Scheduled Castes & Recommended Communities (Ltd;),
      Near Railway Station, Nagampadam, Kottayam. Ph.No.0481-2563786, Fax - 2564304


       
    4. Kerala State Co-operative Federation for Fisheries Development Ltd;
      Manachud P.O. Thiruvananthapuram- 695 009.
      Ph.0471-2458606/2457756/2457172, Fax – 2457752
      E-mail - matsya@md3.vsnl.com, matsyafed@asianetindia.com,
      Website-www.matsyafed.org
    5. Handicrafts Development Corporation of Kerala
      Post Box No. 171, Puthenchanthai, Thiruvananthapuram- 695 001.
      91 - 471 - 2331358, 2331559, 2330625, Fax : 91 - 471 - 2331582
      E--mail : hdck@asianetindia.com
      Web : http://www.keralahandicrafts.in/
    6. Kerala State Women’s Development Corpn. Ltd;
      'BASANT' TC 20/2170,
      Opp. Manmohan Bunglow,
      Kowdiar P.O. Trivandrum-695003.
      Ph. 0471-2727668, 2727669
      E-mail - kswdc@asianetindia.com, head@kswdc.org

      Web : http://www.kswdc.org/
       
    7. Kerala State Handloom Weavers’ Cooperative Society Ltd;
      (HANTEX), P.B. No. 64, Thiruvananthapuram- 695001, Kerala.
      Ph.0471-2331236/2330325/214, Fax- 2335205/2330797
      E-mail -hantex@md3.vsnl.net.in
      Web : http://www.hantex.org/
    8. Kerala State Palmyrah Products Development & Works Welfare Corporation Ltd;
      Kelpam House, House No.: XXIV/42, Near Govt. Hospital, Neyyatinkasa-695121.
      Ph.No. 0471-2225005, 2225007 Fax -2225006
      E-mail - kelpalm@eth.net

      Web : http://kelpalm.com/
    Madhya Predsh
    1. Madhya Pradesh Pichhara Varg Tatha Alpasankhayak Vitta Avam Vikas Nigam,
      Rajiv Gandhi bhawan, Parisar - 2, 1st Floor, 35 Shyamla Hills, Bhopal - 462 002, M.P.,
      Ph. No. - 0755-660208/207/209, Fax - 660175/ 660207, E-mail - mpbcandmpdc@sify.com
      Web : http://mpbcmfdc.nic.in
    2. Madhya Pradesh Hastshilp Evam Hatha Kargha Vikash Nigam, Hastshilp Bhawan,
      Hamidia Road,  Bhopal - 462001, Madhya Pradesh,
      Ph.: 0755-2740155/ 159, 2740013/ 2740144

     

    Maharashtra
    1. Maharashtra Rajya Itra Magas Vargiya Vitta Ani Vikas Mahamandal Ltd.,
      Administrative Building, 4th Floor, Ramakrishna Chamburkar Marg, Chambur (E),
      Mumbai- 400 071, Maharashtra,
      E-mail - msobcfdc@vsnl.net, Fax - 25229219 Ph. No.: 022-25283937/ 25299685/25275375
      Fax - 022-25229219
      W eb : http://www.msobcfdc.gov.in
       
    2. Vasantrao Naik Vimukta Jatis & Nomadic Tribes Development Corporation Ltd.,
      Juhu Supreme Shopping Centre, 1st Floor, Gulmohar Cross Road No. 9, JVPD Scheme,
      Jahu Vile-Parle Scheme (W) , Mumbai - 400 009, Maharashtra,
      Ph.: 022-2602588/ 26202586,  Fax - 022-26234527
      Web : http://www.vnvjntdc.com/


       
    Manipur
    1. Manipur Minorities & Other Backward Classes Society
      (MOBEDS) State Guest House, Sanjenthong,
      Room No. 301, Babupara, Imphal, Manipur.

      Web : http://manipur.nic.in/mobc.htm

       
    2. Manipur State Women’s Development Corporation,
      Directorate Building, Near IInd M.R. Gate
      (Social Welfare Department Building), Imphal - 01, Manipur.
      Ph.No. 0385-2320409
      Web : http://socialwelfaremanipur.nic.in/women_corporation.htm

     

    Mizoram
    1. Mizoram Co-operative Apex Bank Ltd., Treasury Square, Aizwal, Mizoram - 796001

     

    Orissa
    1. Orissa Backward Classes Development Finance Cooperative Corporation Ltd.,
      Qr. No. A/6, Unit-5, Near Rajiv Bhawan, Bhubaneswar- 751001.
      Ph./Fax No. 0674-2391061 E-mail - mdobc@yahoo.com
      web : http://www.obcfdcc.org/
    Punjab
    1. Punjab Backward Classes Land Development  and Finance Corporation,
      SCO No. 60-61,
      Sector - 17A,  Chandigrah - 160 017, U.T.
      Ph.: 0172-705982/ 705992/ 705995
      Website : www.punjabbackfinco.gov.in
  4. Rajasthan
    1. Rajashtan O.B.C. Fin & Dev. Corpn. Ltd.,
      Ambedkar Bhawan, 2-G-3/1, Social Welfare Deptt.,
      Behind Hotel Rajmahal Palace, Civil Lines Phatak, Jaipur, Rajasthan.
      Ph.No. 0141-2221176, 2222753
    Sikkim
    1. Sikkim SC/ST & OBCs Dev. Corpn. Ltd.,
      Bhanu Path, Tashling Secretariat, Gangtok - 737 101, Sikkim.
      Fax - 03592- 225318/ 2299430

     

    Tamil Nadu
    1. Tamil Nadu Backward Classes Economic Development Corporation,
      735, 3rd Floor, LLA Building, Anna Salai, Chennai-600 002, Tamil Nadu.
      Ph.No. 044-28520422/144, Fax No. -28524662/28520422
      E-mail- mdtncdw@satnam.net.in, tabcedco@dataone.in

      Web : http://www.tn.gov.in/citizen/tnbcmedc.htm

       
    2. Tamil Nadu Corporation for Dev. of Women Ltd.
      No. 100 Anna Salai (Vth Floor), P. No. 2785,
      Chennai - 600 002, Tamil Nadu
      Web : www.tamilnaduwomen.org

     

    Tripura
    1. Tripura OBC Co-operative Dev. Corpn.,
      P.O. Lake Chowmuhani, Krishnanagar, Agartala - 799 001, Tripura.
      Ph. No.: 0381-2226543/ 2226515, Fax - 0381-2226543

     

    Uttar Pradesh
    1. Uttar Pradesh Pichhara Varg Vitta Avam Vikas Nigam Ltd., 4th Floor, (South Wing),
      PCF Building, 32, Station Road,  Lucknow - 226 001, Uttar Pradesh.
      Ph. No.: 0522-2635327, Fax - 0522-2635327

      web : http://backwardwelfare.up.nic.in/vit_nigam.htm

     

    Uttarakhand
    1. Uttaranchal Bahuudeshiya Vitta Evam Vikas Nigam,
      1st Floor, Building No. 13/8/1, Archarya Narendra Dev Marg,
      (Old Municipal Corporation Serial No. 6, Municipal Road, Dalanwala), Near Balahissar Academy, Dalanwala, Dehradun, Uttarakhand
      Ph/Fax-0135-3209136
      web : http://ubvvn.org.in/

     

    West Bengal
    1. West Bengal Backward Classes Dev. and Finance Corporation, 12, B.B.D. Bag. (East),
      Hemantha Bhawan (Top Floor), Kolkata - 700 001, West Bengal.
      Ph.: 033-2108940/ 2107022/ 2107023, Fax - 033 - 2107352
      web : http:wbbcdfc.org 

     

    Pondicherry
    1. Pondicherry Backward Classes and Minorities Development Corporation,
      No. 5, Zamindar Gardens, Pondicherry - 605 012,
      Ph.: 0413-2332076/ 2225859, Fax - 0413-2225859, E-mail -
      pbcmdc@vsnl.net
       

CD Name : EDU LOAN BY National Backward Classes Finance & Development Corporation


 
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